BFF2401 Commercial Banking and Finance Individual Assignment Semester 1 2025 | MU

Published: 14 May, 2025
Category Assignment Subject Finance
University Monash University Module Title BFF2401 Commercial Banking and Finance
Due Date 5 May 2025
Word Limit 2000 words
Academic year 2025

Question 1 (6 marks, ~300 words): 

"Banks face an important trade-off between risk and return in their decision to use stable sources of liability funding." 

Evaluate the above statement in the context of commercial banks' liability management. Your answer must be supported with specific real-world examples of one (1) stable liability instrument and one (1) non-stable liability instrument. 

Question 2 (18 marks, ~500 words): 

2a. Choose one (1) type of banks' stable liability funding and one (1) type of banks' non-stable liability funding, and find annual (yearly) data to calculate the percentages of each liability source for each of the top four Australian banks for the 2018-2024 period. Generate two (2) line graphs for the calculated liability percentages (one for each liability source). (8 marks) 

2 B. Conduct peer and trend analyses based on each of your graphs. Your analyses must be supported with specific real-life evidence related to these liability management approaches. (10 marks) 

NOTE: All tables of original dollar figures, formulas/workings and calculated percentages/ratios, as well as two (2) line graphs, must be presented in Part 2a. Your graphs must be fully labelled and professionally formatted, and displayed. 

Achieve Higher Grades with BFF2401 Assignment Solutions

Order Non-Plagiarised Assignment

Question 3 (10 marks, ~300 words): 

3a. Choose one (1) measure of credit (default) risk associated with banks' lending activities, and find annual (yearly) data to calculate this credit risk ratio for each of the top four Australian banks for the 2018-2024 period. Generate one (1) one-line graph for the calculated credit risk ratio. (4 marks)

3 B. Conduct peer and trend analyses based on your graph. Your analyses must be supported with specific real-life evidence related to these banks' credit risk management strategies. (6 marks) 

NOTE: All tables of original dollar figures, formulas/workings and calculated percentages/ratios, as well as one (1) line graph, must be presented in Part 3a. Your graph must be fully labelled and professionally formatted, and displayed. 

Question 4 (12 marks, ~600 words): 

4a. Detail two (2) government or regulatory responses to assist Australian banks in their access to funding over the past five years. Assess whether these responses have been effective. (6 marks) 

4 B. Detail two (2) regulatory or government support initiatives in response to potentially rising loan defaults due to the COVID-19 financial challenges and recent inflationary pressure. Evaluate whether these policies have had any effect on Australian banks' credit risk exposure. (6 marks) 

Introduction and Conclusion (4 marks):

Approximately 300 words are recommended for the introduction and conclusion together. 

Suggested data source for Questions 2 and 3: Banks' annual reports and Basel III Pillar 3 regulatory disclosure reports published on their websites. 

Required format: 1.5-line spacing and 12-point font. Detailed and informative subheadings must be used to separate the four questions and different sections. 
Total marks: Question 1 (6 marks) + Question 2 (18 marks) + Question 3 (10 marks) + Question 4 (12 marks) + Introduction and Conclusion (4 marks) = 50 marks. 

Possible deductions: Referencing and/or formatting issues (deduction of up to 4 marks); Late penalty (deduction of 5% per calendar day late); Penalty for Turnitin percentage above 20% (depending on nature of similarity).

 

Get expert assignment help for BFF2401 Commercial Banking and Finance! We specialise in offering high-quality finance assignment help, with an option for students to pay our experts to take on their assignment challenges. Need a reference? We also provide a free list of assignment samples to help you get started. With years of experience, our writers deliver 100% plagiarism-free content and offer unlimited revisions to meet your needs. Trust us to help you excel in your studies!

If you want to see the related solution of this brief, then click here:- Finance

Workingment Unique Features

Hire Assignment Helper Today!


Latest Free Samples for University Students

Customer Experience Strategy CW4 Formative Assessment Report Example | BPP

Category: Report Writing Example

Subject: Management

University: BPP Business School

Module Title: Customer Experience Strategy

View Free Samples

BUS7095 Business and Management Research Project Option 4 (Business Plan) Assignment Sample 2024-25, Sem3 | BCU

Category: Assignment

Subject: Business

University: Birmingham City University

Module Title: BUS7095 Business and Management Research Project Option 4 (Business Plan)

View Free Samples

RBP020L063H Leadership and Change Management Assignment Sample

Category: Assignment

Subject: Management

University: University of Roehampton

Module Title: RBP020L063H Leadership and Change Management

View Free Samples

HRMM080 Ethical and Responsible Leadership AS2 Reflective Portfolio Sample

Category: Assignment

Subject: Management

University: University of Northampton

Module Title: HRMM080 Ethical and Responsible Leadership

View Free Samples

ACAD1346 The child’s live Experience Developing Confidence Learners Assignment Sample

Category: Assignment

Subject: Education

University: University of Greenwich (UOG)

Module Title: ACAD1346 The child’s live Experience Developing Confidence Learners

View Free Samples
Online Assignment Help in UK