BEAM065 Bank Management Assignment Coursework 1 2025-26

Published: 21 Jan, 2025

Category	Assignment	Subject	Management
University	University of Exeter (UOE)	Module Title	BEAM065 Bank Management

Word Count	2000 Words
Assessment Type	Coursework 1
Academic Year	2025-26

BEAM065 Coursework 1

Option 1 (100 marks) –

From Compustat (available through WRDS) or Orbis, download relevant data for at least 50 banks (depository institutions), from any country of your choice. Run at least 6 different regression models to examine how the banks’ ROA might be affected by:

a) Credit risk

In particular, you could examine:

The impact of non-performing loans
The impact of loan-loss provisions

b) Lending policies

In particular, you could examine:

The impact of lending growth
The impact of the business model (e.g., different categories of loans)

c) Size

Usually, the literature considers the natural logarithm of total assets (or market capitalization, for listed banks) as a proxy

d) Capital structure

In particular, you could examine:

The impact of Tier 1 ratio
The impact of the equity multiplier

You should consider the relevant literature to justify your choice of proxy for each variable in your methodology discussion. You can use whatever econometric specification you deem appropriate. You can also add further control variables.

Then, discuss whether your results are consistent with your expectations (by comparing them with the relevant literature), and what might be driving any unexpected result.

Option 2 (100 marks) – Answer two of the following four questions:

a) What are the potential consequences of interest rates near or below zero in terms of:

Bank performance
Bank risk-taking
Bank lending

b) How can we estimate the potential impact of a new regulation on bank shareholders, before it is actually implemented? Provide some examples of recent academic papers that have attempted to do this, and briefly describe their findings.

c) Describe how competition in banking markets might affect:

Access to bank funding, and related cost, for SMEs (small-medium enterprises)
Economic growth (especially at the local/regional level)

d) Describe how capital requirements might affect:

Bank performance
Bank credit risk

BEAM065 Assessment Criteria

Mark	(Fail/Condon able Fail)	Pass	Merit	Distinction	Weighting
Marking Criteria	<50	50-59	60-69	>70	% of total mark
Knowledge and Understanding of the Subject	Gaps in knowledge and only superficial understanding of the well- established principles of area(s) of study.	Broad knowledge and understanding of material, of well- established principles of area(s) of study, and of the way in which those principles have been developed.	Very good knowledge and understanding of material, of well- established principles of area(s) of study, and of the way in which those principles have been developed.	Very good, detailed knowledge and understanding of material, main concepts/theories at this level. Awareness of the limitation of the knowledge, and how this influences any analyses and interpretations based on that knowledge.	40%
Analysis and Interpretation Demonstration of logical analysis and critical interpretation.	Little or no analysis of findings, concepts or theoretical ideas; descriptive, simplistic and anecdotal and/or incorrect	Satisfactory application and analysis of findings/concepts, perhaps with some deviation from theoretical premises	Good application and analysis of findings/concepts carried out in line with methodological and theoretical premises	Application and analysis of findings/concepts carried out accurately and with high degree of competence in line with methodological and theoretical premises	45%
Style and Structure 1) Clear structure, and attention to grammar and spelling. 2) Use of recommended and other reading materials. 3) Correct academic referencing.	Poor structure and grammar which is hard to follow or understand; incorrectly formatted, with no references or poorly chosen ones.	Overall structure and organisation is satisfactory. Internal coherence of the whole is satisfactory. Make consistently sound use of appropriate academic conventions and academic honesty	Good structure and grammar, which is easy to follow and understand. Make consistently good use of appropriate academic conventions and academic honesty	Clearly structured and lucidly expressed. Make consistently excellent use of appropriate academic conventions and academic honesty Evidence of further research. Excellent range and quality of references to support analysis.	15%
					Total 100%

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